Plans designed to
grow your business.
Join thousands of online businesses using Winden.
Pro
$99
$129
/per month
Finance essentials for starting or growing your business.
Business Account
Unlimited Virtual Cards
Unlimited 2x Points
Dedicated Account Manager
Invoicing
Office Hours™ Included
Ultra
$249
$299
/per month
For high growth businesses looking for exclusive benefits.
Everything in Pro
Unlimited 3x Points
Private Financing
Concierge Service
Custom Metal Card
Office Hours™ Included
Enterprise
Contact Sales
For businesses with custom needs and support.
Everything in Ultra
Custom Rewards
Yield Share
Dedicated Onboarding
Premium Support
Pro
$59
$129
/per month (billed yearly)
Finance essentials for starting or growing your business.
Business Account
Unlimited Virtual Cards
Unlimited 2x Points
Dedicated Account Manager
Invoicing
Office Hours™ Included
Ultra
$149
$299
/per month (billed yearly)
For high growth businesses looking for exclusive benefits.
Everything in Pro
Unlimited 3x Points
Private Financing
Concierge Service
Custom Metal Card
Office Hours™ Included
Enterprise
Contact Sales
For businesses with custom needs and support.
Everything in Ultra
Custom Rewards
Yield Share
Dedicated Onboarding
Premium Support
Deep dive into
Winden Plans
Pro
Ultra
Banking
Wire Cost
Free
Free
Wire Transfers
Unlimited
Unlimited
ACH Cost
Free
Free
ACH Transfers
Unlimited
Unlimited
ATM Deposit
ATM Withdrawal
ATM fees
Check Deposit
Minimum Balance
$0
$10,000
Overdraft fees
Credit Check
Cards
Rewards
Unlimited 2x
Unlimited 3x
Virtual Cards
Unlimited
Unlimited
Physical Cards
Additional Features
Invoicing
Yes, Unlimited
Yes, Unlimited
Support
24/7 Priority
24/7 VIP
Apple Pay and Google Pay
$250K FDIC Insurance
Mobile App
Connect apps
Dedicated Account Manager
Why doesn’t Winden
offer a free plan?
Quality over Quantity
We prioritize customer success and building long-term relationships.
It’s your money
Unlike every other bank, we don’t lend out your money — we pass you all the interest.
Earn all the rewards
You get over 90% of all the fees Visa pays us.
Growth focus
We’re focused on entrepreneurs who are serious about starting or growing their business.
Got Questions?
We got the answers
What is Winden?
Winden is a financial technology company that offers bank accounts and banking services for businesses in the United States. You get access to checking accounts, virtual cards, invoicing, tax automation, and much more.
We’re building banking for the internet economy. The world as we know it is no longer the same, and changes now occur in days and months, not years. The digital revolution is here, and Winden is at the center, supporting entrepreneurs and businesses propelling the growth of the global internet economy.
We’re fortunate to have the support of some amazing institutional investors like Accel and experienced operators.
We are a diverse and determined team of innovators, movers, and shakers. We are passionate about enabling our customers to do their best work.
We value critical thinking, craftsmanship, obsessive curiosity, intellectual honesty, and being customer-centric. We’re located in Los Angeles but work globally.
Can I open an account if I’m not physically in the US or a US resident?
Yes, we're proud to support U.S. companies founded by people all across the globe. You can open your account right from your browser without needing to visit the U.S.
There are a few exceptions. We can't currently open accounts for individuals living in the following countries: Belarus, Burundi, Central African Republic, Cuba, the Democratic Republic of the Congo, Iran, Iraq, Lebanon, Liberia, Libya, Nicaragua, North Korea, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, and Zimbabwe.
Do I need to have an LLC or C-Corp to use Winden?
Nope! If you are a U.S. citizen or have a valid SSN, you can apply for an account as a sole proprietor using your SSN.
What do I need to apply for an account?
If you're applying as a sole proprietor, you'll need to provide proof of identity with your SSN. If you're applying as a U.S. C-Corp or LLC, you'll need to provide a federal EIN number, company formation documents, and proof of identity (SSN for U.S. citizens. Passport for non-U.S. citizens).
Is my account FDIC insured?
Yes. Each Winden account is insured up to the FDIC limit of $250,000. Winden works with FDIC-insured banks, including Blue Ridge Bank & Trust, Member FDIC, to store your deposits.
What does Winden cost?
Winden offers a wide variety of services for a monthly subscription. Aside from your monthly subscription cost, Winden does not charge any banking fees and this includes: account minimums, monthly fees, overdraft fees, account fees, wire fees, etc.
There is a fee for using card funding to fund your account and since this is not a core tenet of banking, there will be a card network cost of 14.9% for each transaction."
Have an Account?
Please log in if you need account-specific support.
Get in Touch
Send us questions, comments, or a poem.
Help Center
Advice and answers from the Winden Team
Get Started
with Winden
Open an account in minutes - no credit check and no minimum deposit.