Plans designed to
grow your business.
All plans start with a 7-day trial and are a tax-deductible business write-off.
Basic
$1
$29
for your first week
For new businesses that want the best banking experience.
Free banking
Unlimited 1.5x Points
3% APY
24/7 Support
Invoicing
Pro
$1
$59
for your first week
For growing businesses with higher spend and bigger deposits.
Everything in Basic
Unlimited 2x Points
4% APY
Dedicated Account Manager
Invoicing + Collections
Office Hours™ Included
Ultra
$19
$149
for your first week
For high growth businesses looking for exclusive benefits.
Everything in Pro
Unlimited 3x Points
Private Financing
Concierge Service
Custom Metal Card
Office Hours™ Included
Basic
$1
$49
for your first week
For new businesses that want the best banking experience.
Free banking
Unlimited 1.5x Points
3% APY
24/7 Support
Invoicing
Pro
$1
$99
for your first week
For growing businesses with higher spend and bigger deposits.
Everything in Basic
Unlimited 2x Points
4% APY
Dedicated Account Manager
Invoicing + Collections
Office Hours™ Included
Ultra
$29
$249
for your first week
For high growth businesses looking for exclusive benefits.
Everything in Pro
Unlimited 3x Points
Private Financing
Concierge Service
Custom Metal Card
Office Hours™ Included
Deep dive into
Winden Plans
Basic
Pro
Ultra
Banking
Wire Cost
Free
Free
Free
Wire Transfers
Unlimited
Unlimited
Unlimited
ACH Cost
Free
Free
Free
ACH Transfers
Unlimited
Unlimited
Unlimited
APY
3%
4%
4%
ATM Deposit
ATM Withdrawal
ATM fees
Check Deposit
Minimum Balance
$0
$0
$10,000
Overdraft fees
Credit Check
Cards
Rewards
Unlimited 1.5x
Unlimited 2x
Unlimited 3x
Virtual Cards
Physical Cards
Additional Features
Invoicing
Yes, Unlimited
Yes, Unlimited
Yes, Unlimited
Support
24/7 VIP
24/7 VIP
24/7 VIP
Apple Pay and Google Pay
$250K FDIC Insurance
Mobile App
Connect apps
Dedicated Account Manager
Why doesn’t Winden
offer a free plan?
Quality over Quantity
We prioritize customer success and building long-term relationships.
It’s your money
Unlike every other bank, we don’t lend out your money — we pass you all the interest.
Earn all the rewards
You get over 90% of all the fees Visa pays us.
Growth focus
We’re focused on entrepreneurs who are serious about starting or growing their business.
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Send us questions, comments, or a poem.
Help Center
Advice and answers from the Winden Team
Get Started
with Winden
Open an account in minutes - no credit check and no minimum deposit.